Introduction to Parwaaz Card Punjab

Parwaaz Card Punjab is a transformative initiative launched by the Government of Punjab under Chief Minister Maryam Nawaz. The program is designed to empower skilled individuals by providing access to legal overseas employment. By offering structured financial support, pre-departure training, and guidance, the initiative helps residents of Punjab build brighter futures while contributing to Pakistan’s economic growth through foreign remittances.

This initiative also emphasizes transparency and verified pathways for overseas employment. It enables candidates to access licensed Overseas Employment Promoters (OEPs) and verified job opportunities while ensuring all pre-departure expenses are managed through interest-free loans. The program has opened doors for thousands of residents to work abroad safely and legally.

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What is Parwaaz Card Punjab?

Parwaaz Card Punjab is a government-backed program that supports residents of Punjab with interest-free financial assistance for overseas employment. It covers essential pre-departure costs, including medical tests, visa processing fees, air tickets, skill verification tests, and OEP charges. The program operates through an online portal where applicants can register and track their application status.

The program is available to individuals who meet eligibility criteria and wish to pursue overseas employment opportunities. It focuses on youth empowerment, skills development, and safe migration while providing structured guidance for legal and verified overseas jobs. Parwaaz Card is not automatic and requires verification of all documents through official government channels.

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Eligibility Criteria for Parwaaz Card Punjab

To qualify for Parwaaz Card Punjab, applicants must meet specific requirements set by the government. Applicants must be 18 years or older and permanent residents of Punjab with a valid CNIC. A confirmed overseas job offer is mandatory for loan applicants, and the offered salary must be below SAR 5,000 per month.

Applicants must also provide accurate information and follow all verification procedures. Both male and female candidates are eligible to apply. False information or forged documents can lead to immediate disqualification and blacklisting.

Table: Parwaaz Card Punjab Eligibility Requirements

Criteria	Requirement
Age	18 years or older
Residency	Permanent resident of Punjab
CNIC	Valid Computerized National Identity Card
Overseas Job Offer	Required for loan applicants
Salary Limit	Less than SAR 5,000/month
Gender	Open to male and female applicants

Who Can Apply for Parwaaz Card Punjab?

Parwaaz Card Punjab serves different categories of applicants. Job Holders are those who already have a verified overseas employment offer. They can apply for an interest-free loan to cover pre-departure costs. Job Seekers are individuals actively seeking overseas job opportunities and can register on the portal to access verified positions once they receive a confirmed offer.

Applicants without a job offer can also start their registration as Job Seekers. Once they secure a verified offer through licensed OEPs, they can apply for financial support. A co-borrower is required for loan applications, and the applicant’s mobile number must be registered in their own name.

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Pre-Departure Financial Support

Parwaaz Card Punjab provides interest-free loans to cover essential pre-departure expenses. These include medical examinations, visa and protectorate fees, air tickets, skill-verification tests, and OEP facilitation charges. The loan ensures candidates are financially prepared for overseas employment without facing burdensome costs.

The loan is released in two stages to ensure proper use. Initially, 20% of the approved amount is released in cash. The remaining 80% is disbursed later, with 20% in cash and 60% through POS or card-based payments for approved air tickets and OEP fees. This structured disbursement ensures funds are used strictly for verified overseas employment expenses.

Table: Expenses Covered by Parwaaz Card Loan

Expense Type	Coverage Details
Medical Tests	Pre-departure health examinations
Visa & Protectorate Fees	Government-approved processing fees
Air Tickets	Economy class travel for approved jobs
Skill/Trade Tests	Job-specific verification tests
OEP Charges	Licensed Overseas Employment Promoter fees

Benefits of Parwaaz Card Punjab

Parwaaz Card Punjab offers multiple benefits for eligible applicants. The program provides interest-free financial assistance, helping candidates cover all pre-departure costs. Additionally, it ensures access to verified overseas job opportunities through licensed OEPs, reducing risks of fraud or exploitation.

Applicants also benefit from structured pre-departure training to enhance skills and employability abroad. The government-managed facilitation ensures transparency, faster deployment, and compliance with legal overseas employment standards. These combined advantages create a safe and supportive pathway for aspiring workers.

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Do’s and Don’ts for Applicants

To ensure a safe and successful application, candidates must follow program guidelines:

Do’s:

• Provide accurate and complete information
• Upload authentic documents
• Respond promptly to OEP or employer communications
• Report any suspicious job offers or fraudulent practices
• Respect all timelines and portal instructions

Don’ts:

• Submit fake or forged documents
• Pay fees outside the approved government fee structure
• Share portal login credentials
• Apply for jobs for which you are ineligible
• Misuse the portal in any form

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Penalties and Consequences

Violating Parwaaz Card rules can have severe consequences. Applicants providing false information or forged documents may face application rejection, portal blacklisting, and legal reporting. Fraudulent or duplicate profiles lead to account suspension or permanent bans.

Licensed OEPs found violating program regulations face account suspension, permanent blacklisting, reporting to relevant authorities, and financial penalties. Misuse of the portal or unethical practices is strictly prohibited, ensuring the program maintains integrity and transparency.

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How to Apply for Parwaaz Card Punjab Online

The Parwaaz Card Punjab application process is fully online through the official portal. Applicants must register with a valid CNIC and a mobile number in their own name. After registration, applicants fill out the application form, upload required documents, and submit for verification.

Once verified, loan applicants receive approval notifications and instructions through official channels. The application process generally takes 7–10 working days after verification. Applicants should respond promptly to all official communications to avoid delays.

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Required Documents

The required documents for Parwaaz Card Punjab applications include:

• Valid CNIC
• Proof of Punjab residency
• Confirmed overseas job offer letter (for loan applicants)
• Skill certificates or training records, if relevant
• Additional documents may be requested during verification

All documents must be authentic and clearly readable. Submission of fake or incorrect documents can lead to rejection or blacklisting.

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Overseas Employment Promoter (OEP) Guidelines

Only BEOE-licensed OEPs can register on the Parwaaz Card portal. Registration is free, and only approved charges are permitted. Unauthorized fees or fake job demands lead to immediate account suspension, permanent blacklisting, and formal reporting to authorities. OEPs benefit from access to verified candidates, faster deployment, and structured facilitation.

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Parwaaz Card Punjab Helpline & Support

Applicants can contact the official helpline for guidance and support:

• Helpline Number: 1786
• Services include application guidance, eligibility checks, and official program information.

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Frequently Asked Questions (FAQs)

When did the Parwaaz Card portal open?
The portal was officially launched on 28 January 2026 by CM Punjab Maryam Nawaz.

Who can apply for Parwaaz Card Punjab?
Applicants must be 18 years or older, hold a valid CNIC, and be permanent residents of Punjab.

Can I apply without a job offer?
Yes, you can register as a Job Seeker and apply for the loan after receiving a verified overseas job offer.

Is a co-borrower required for loan applications?
Yes, all loan applicants must have a co-borrower to process financial assistance.

How is the loan disbursed?
20% of the loan is released initially in cash, and the remaining 80% is paid through cash and POS/card payments for approved expenses.

Is there any registration fee?
No, registration for Parwaaz Card Punjab is completely free.

Is overseas job guaranteed under Parwaaz Card Punjab?
No, the program provides financial support, training, and verified job access but does not guarantee employment.

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Conclusion

Parwaaz Card Punjab is a comprehensive initiative that empowers residents of Punjab to pursue legal overseas employment safely. By offering interest-free loans, structure pre-departure training, and access to verified job opportunities, the program ensures candidates are well-prepare for international employment.

This initiative not only benefits individuals and their families but also contributes to Pakistan’s economic growth through foreign remittances. By following the official application process and adhering to program guidelines, eligible candidates can take advantage of this life-changing opportunity.

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